Senior Product Manager

Om jobbet

The story of Fairlo began when our founders, Jimmy and Shamon, saw first-hand how unfair and predatory lending practices can trap people in cycles of debt. Their mother had been misled by a large bank, and instead of being offered a lifeline, she was pushed further into financial difficulties. That injustice sparked something: to build a company that reimagines credit - rooted in transparency, flexibility, and respect. That company became Fairlo.

Where we are now

Since launching in 2018, Fairlo has helped tens of thousands of customers access responsible credit when life happens. With 45,000+ active users, a 4.7 Trustpilot rating from 4 100+ reviews, and an incredibly low churn rate, we're proving that transparency and flexibility is not only the right thing to do - it's a winning model.

We're a tight team of 40 people based in Stockholm, Crete, and the UK. Backed by some of Sweden's most experienced investors and driven by a culture that prizes kindness, courage, collaboration and common sense, we're very proud of what we've built so far.

Where we're going

In line with our long-term vision, we're now entering the most exciting chapter in Fairlo's journey so far: we're becoming a bank. This next phase is about building a purpose-driven, transparent bank, scaling responsibly, driving innovation, and creating financial products that genuinely support people through every stage of life - all while staying true to our mission of building a more fair world, even when it comes to money.

That's where you come in.

Are you our next senior product manager?

As our new Senior Product Manager, you'll join a mission-driven company where your work truly matters. This is a rare opportunity to step into a pivotal role at a fast-growing scale-up, where you'll be a super hands-on, doer, getting into the details to drive execution.

We're looking for an experienced Product Manager on a high career trajectory and an entrepreneurial mindset - someone eager to grow with the role and elevate both the product and the team. With a passion for innovation, strategy, and customer-centric solutions, you'll play a key role in Fairlo's next chapter as we work toward becoming the world's most flexible and transparent lender. Along the way, you'll see the real impact of your work and thrive in a collaborative, purpose-driven environment that values kindness, curiosity, and continuous learning.

How we work?

We are formalising a structure where we organise around "Crews" which are cross team groups with a mission and own everything within that area. We envisage the Senior Product Managers will drive the roadmap and planning of each Crew.

Some of the things you'll do:

• Opportunity identification - Identify and shape new problem spaces and opportunities across product and business domains. Explore new solution types, commercial models, and value propositions that can drive growth, efficiency, or risk reduction beyond incremental product development.
• Product / customer obsession- Build deep, first-hand understanding of our products, customers, and their real needs. Apply strong product judgment and customer obsession to ensure we deliver solutions that meaningfully improve customer outcomes.
• Data driven- Use data to guide decision-making and measure impact throughout the product lifecycle, while remaining comfortable progressing initiatives with incomplete or imperfect information. Balance quantitative insights with qualitative learning and experience.
• Innovation - Drive pragmatic product innovation, including personalisation, automation, and use of alternative data, focused on solving real customer and business problems in scalable and compliant ways.
• Product definition & alignment - Clearly define product initiatives, user journeys, and system behaviours for all stakeholders. Lead alignment sessions to communicate intent, explore trade-offs, and build shared understanding ahead of execution.
• Research - Maintain strong awareness of customer needs, market dynamics, and competitor approaches within financial services and lending. Use external insight to inform prioritisation, strategy, and investment decisions.
• Prioritisation & ownership - Own prioritisation within your product area, balancing customer value, business impact, technical constraints, and regulatory considerations. Make clear trade-offs to ensure focus and progress over time.
• Outcome ownership - Be accountable for outcomes, not just delivery. Track impact against defined goals, learn from results, and adapt direction to continuously improve customer and business performance.

What we believe you bring:

• 5+ years of product leadership experience specifically within credit, lending, fintech, or digital banking.
• Proven experience managing product P&Ls, financial performance, and strategic commercial decision-making.
• Strong understanding of credit risk, pricing strategies, and regulatory compliance.
• Passion for fairness, financial inclusion, and responsible lending.

Even better if you also have:

• Experience from a credit institute or niche bank.
• Worked with Open Banking/PSD2 data.
• Experience in exploring and developing AI/ML solutions.
• Have a deep understanding of payment solutions.

Where you'll work:

Mostly in our Stockholm office, with occasional travel to our tech hub in Crete and the UK team. We offer a hybrid model, competitive benefits, and - most importantly - a deeply supportive and purpose-driven culture.

If you're ready to combine your credit expertise with a mission that truly matters, we'd love to meet you. Apply today and join us in creating a more fair financial world.

Team Product Role PM Locations Stockholm Remote status Hybrid